A principal objective in dealing with your estate prior to death is to avoiding having to go through a time consuming and costly probate court administration.
Every client needs a will, a trust, a durable power for health care and a living will. These are essential base-line estate documents that should be reviewed annually.
Estate planning includes a careful analysis of jointly-owned property, insurance policies, beneficiary-designation forms for asset and retirement accounts, and payable on death contracts. That analysis is essential to see that the client's objectives are accomplished.
Joint ownership of real estate, financial and retirement assets is essential to avoid having a costly Probate Court supervision of the administration of your estate. It's critical to confirm how assets are titled and that beneficiary designation forms conform to your plan.